What is the difference between APR and APY?
APR excludes compounding, while APY includes the effect of compounding over time.
APY / APR Calculator
Use the lazyfundy APY / APR Calculator to convert APR, compounding frequency, and duration into APY, final amount, total yield, daily yield, and monthly yield.
What is the APY / APR Calculator?
Use the lazyfundy APY / APR Calculator to convert APR, compounding frequency, and duration into APY, final amount, total yield, daily yield, and monthly yield. This page is designed as an educational crypto utility for research, risk review, and scenario planning before using an exchange or DeFi protocol.
How this crypto calculator works
The calculator uses the numbers entered by the user and applies transparent front-end formulas in the browser. Results are estimates and can differ from exchange calculations because fee tiers, funding intervals, maintenance margin rules, slippage, and market prices can change.
Example calculation
A trader or investor can enter sample position values, prices, rates, or time periods to compare different scenarios. The output should be used as an educational estimate, not as a guarantee of future profit or loss.
Common mistakes
- Assuming estimated results will match every exchange exactly.
- Ignoring trading fees, slippage, liquidity, funding changes, and tax impact.
- Using leverage or yield assumptions without reviewing downside risk.
Frequently Asked Questions
Can DeFi yields change?
Yes. Token prices, reward rates, pool conditions, and protocol risks can change actual returns.
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Risk disclaimer
lazyfundy provides educational tools only. Crypto assets, DeFi protocols, staking products, and futures trading involve high risk. This page does not provide investment, legal, tax, or financial advice.